:root{
  --tinta:#0f1b2d;
  --tinta-2:#1b2b45;
  --ouro:#d9a43b;
  --ouro-claro:#f3e2bd;
  --texto:#27313f;
  --texto-suave:#5a6676;
  --papel:#fbf9f6;
  --branco:#fff;
  --linha:#e7e2da;
  --raio:16px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:var(--papel);color:var(--texto);
  font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  font-size:17px;line-height:1.72;-webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
h1,h2,h3{font-family:Fraunces,Georgia,"Times New Roman",serif;line-height:1.16;letter-spacing:-.01em;color:var(--tinta);margin:0 0 .6em;text-wrap:balance}
h1{font-size:clamp(1.92rem,4.4vw,3.35rem);font-weight:600}
h2{font-size:clamp(1.55rem,3vw,2.35rem);font-weight:600;max-width:30ch}
h3{font-size:1.14rem;font-weight:600;font-family:Inter,sans-serif;letter-spacing:0;max-width:34ch}
p,li{text-wrap:pretty}
p{margin:0 0 1.05em;max-width:66ch}
.wrap{width:100%;max-width:var(--max);margin:0 auto;padding:0 24px}
.wrap-estreito{max-width:780px}
.centro{text-align:center}
.olho{font-size:.78rem;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:var(--ouro);margin-bottom:.9em}
.olho-claro{color:var(--ouro)}
.sub{font-size:1.07rem;color:var(--texto-suave);max-width:58ch;margin-bottom:2.2em}
.sub-claro{color:#c7d0dd;margin-left:auto;margin-right:auto}
.nota{font-size:.9rem;color:#9fb0c6;margin-top:1.4em;max-width:70ch}

/* botoes */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:.5em;
  background:var(--tinta);color:#fff;text-decoration:none;
  padding:.85em 1.6em;border-radius:999px;font-weight:600;font-size:.97rem;
  border:1px solid var(--tinta);transition:transform .18s ease,box-shadow .18s ease,background .18s ease;
}
.btn:hover{transform:translateY(-2px);box-shadow:0 10px 26px rgba(15,27,45,.22);background:var(--tinta-2)}
.btn-grande{padding:1.05em 2.1em;font-size:1.03rem;background:var(--ouro);border-color:var(--ouro);color:#1a1205}
.btn-grande:hover{background:#c99530;border-color:#c99530}
.btn-mini{padding:.6em 1.15em;font-size:.88rem}
.btn-fantasma{background:transparent;color:var(--tinta);border-color:var(--linha)}
.btn-fantasma:hover{background:#fff;color:var(--tinta);box-shadow:0 8px 20px rgba(15,27,45,.1)}
.btn-fantasma-claro{color:#e8eef7;border-color:rgba(232,238,247,.35)}
.btn-fantasma-claro:hover{background:rgba(255,255,255,.08);color:#fff}

/* topo */
.topo{position:sticky;top:0;z-index:50;background:rgba(251,249,246,.88);backdrop-filter:blur(10px);border-bottom:1px solid var(--linha)}
.topo-in{display:flex;align-items:center;gap:28px;padding:14px 24px}
.marca{text-decoration:none;display:flex;flex-direction:column;line-height:1.1;margin-right:auto}
.marca-nome{font-family:Fraunces,Georgia,serif;font-size:1.12rem;font-weight:600;color:var(--tinta)}
.marca-sub{font-size:.7rem;letter-spacing:.12em;text-transform:uppercase;color:var(--ouro);font-weight:600;margin-top:2px}
.nav{display:flex;gap:20px}
.nav a{text-decoration:none;font-size:.9rem;color:var(--texto-suave);font-weight:500}
.nav a:hover{color:var(--tinta)}

/* hero */
.hero{padding:clamp(48px,7vw,92px) 0 clamp(40px,5vw,70px)}
.hero-in{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(32px,5vw,70px);align-items:center}
.lead{font-size:1.12rem;line-height:1.68;color:var(--texto-suave);max-width:52ch}
.lead strong{color:var(--tinta)}
.hero-acoes{display:flex;flex-wrap:wrap;gap:12px;margin:1.8em 0 2.4em}
.selos{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:18px;border-top:1px solid var(--linha);padding-top:22px}
.selos li{display:flex;flex-direction:column}
.selos strong{font-family:Fraunces,Georgia,serif;font-size:1.05rem;color:var(--tinta)}
.selos span{font-size:.84rem;color:var(--texto-suave);margin-top:2px}
.hero-img{position:relative;display:flex;flex-direction:column;gap:18px}
.carta{
  background:linear-gradient(145deg,#15253d 0%,#0c1727 60%,#132339 100%);
  border-radius:20px;padding:30px 30px 26px;color:#e9eef6;
  box-shadow:0 28px 64px rgba(15,27,45,.32);position:relative;overflow:hidden;
}
.carta::after{
  content:"";position:absolute;right:-70px;top:-70px;width:230px;height:230px;border-radius:50%;
  background:radial-gradient(circle,rgba(217,164,59,.26) 0%,rgba(217,164,59,0) 70%);
}
.carta-topo{display:flex;align-items:center;justify-content:space-between;margin-bottom:22px}
.carta-rotulo{font-size:.72rem;letter-spacing:.17em;text-transform:uppercase;color:#9fb0c6;font-weight:600}
.carta-chip{width:38px;height:28px;border-radius:6px;background:linear-gradient(135deg,#e5bb62,#b98c28);box-shadow:inset 0 0 0 1px rgba(255,255,255,.3)}
.carta-valor{font-family:Fraunces,Georgia,serif;font-size:clamp(2.1rem,4vw,2.9rem);font-weight:600;color:#fff;margin:0 0 .35em;letter-spacing:-.02em}
.carta-linhas{display:grid;gap:12px;border-top:1px solid rgba(255,255,255,.12);padding-top:18px}
.carta-linhas div{display:flex;align-items:baseline;justify-content:space-between;gap:14px}
.carta-linhas span{font-size:.86rem;color:#9fb0c6}
.carta-linhas strong{font-size:.95rem;color:var(--ouro);font-weight:600;text-align:right}
.carta-rodape{margin:18px 0 0;font-size:.74rem;line-height:1.5;color:#7f8ea4}
.hero-selo{
  display:flex;align-items:center;gap:16px;background:var(--branco);
  border:1px solid var(--linha);border-radius:14px;padding:16px 20px;
  box-shadow:0 12px 30px rgba(15,27,45,.08);
}
.hero-selo img{width:70px;height:70px;border-radius:50%;object-fit:cover;flex:0 0 auto;box-shadow:0 0 0 2px var(--branco),0 0 0 4px var(--ouro-claro)}
.hero-selo strong{display:block;font-size:.86rem;color:var(--tinta)}
.hero-selo span{display:block;font-size:.79rem;line-height:1.45;color:var(--texto-suave);margin-top:3px}

/* faixa */
.faixa{background:var(--tinta);color:#dfe6f0;padding:clamp(34px,4vw,54px) 0}
.faixa-in p{margin:0;font-family:Fraunces,Georgia,serif;font-size:clamp(1.2rem,2.3vw,1.72rem);line-height:1.4;max-width:34ch;color:#fff}

/* secoes */
.sec{padding:clamp(56px,7vw,96px) 0}
section[id]{scroll-margin-top:86px}
.sec-escura{background:var(--tinta);color:#dbe3ee}
.sec-escura h2{color:#fff}
.sec-escura .sub{color:#aebbcd}

/* abas por objetivo */
.abas{margin-top:4px}
.abas-botoes{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:26px}
.aba-btn{
  font-family:inherit;font-size:.97rem;font-weight:600;cursor:pointer;
  background:var(--branco);color:var(--texto-suave);
  border:1px solid var(--linha);border-radius:999px;padding:.85em 1em;
  transition:background .18s ease,color .18s ease,border-color .18s ease,box-shadow .18s ease;
}
.aba-btn:hover{color:var(--tinta);box-shadow:0 8px 20px rgba(15,27,45,.08)}
.aba-btn.aba-ativa{background:var(--tinta);border-color:var(--tinta);color:#fff;box-shadow:0 12px 28px rgba(15,27,45,.2)}
.aba-painel[hidden]{display:none}
.aba-grade{display:grid;grid-template-columns:1fr .9fr;gap:clamp(26px,4vw,52px);align-items:start}
.aba-texto h3{font-family:Fraunces,Georgia,serif;font-size:1.4rem;font-weight:600}
.aba-texto p{color:var(--texto-suave);max-width:54ch}
.aba-destaque{
  background:linear-gradient(145deg,#15253d 0%,#0c1727 100%);
  border-radius:var(--raio);padding:28px 28px 22px;
  box-shadow:0 18px 40px rgba(15,27,45,.2);align-self:start;position:sticky;top:98px;
}
.destaque-olho{margin:0 0 18px;font-size:.73rem;letter-spacing:.14em;text-transform:uppercase;color:#8d9db2;font-weight:600}
.destaque-nums{display:grid;gap:16px}
.destaque-nums div{display:flex;flex-direction:column;gap:2px;padding-left:16px;border-left:2px solid rgba(217,164,59,.45)}
.destaque-nums strong{font-family:Fraunces,Georgia,serif;font-size:1.5rem;font-weight:600;line-height:1.1;color:var(--ouro)}
.destaque-nums span{font-size:.9rem;line-height:1.45;color:#aebbcd}
.destaque-pe{margin:18px 0 0;font-size:.78rem;line-height:1.55;color:#7f8ea4;max-width:46ch}
.aba-box{background:var(--branco);border:1px solid var(--linha);border-radius:var(--raio);padding:26px;margin:0 0 1.9em;box-shadow:0 14px 34px rgba(15,27,45,.07)}
.aba-box-tit{margin:0 0 16px;font-size:.73rem;letter-spacing:.14em;text-transform:uppercase;color:var(--ouro);font-weight:600}
.lista-check{list-style:none;margin:0;padding:0;display:grid;gap:14px}
.lista-check li{position:relative;padding-left:30px;font-size:.97rem;line-height:1.6;color:var(--texto-suave)}
.lista-check li::before{
  content:"";position:absolute;left:0;top:8px;width:16px;height:16px;border-radius:50%;
  background:var(--ouro-claro);box-shadow:inset 0 0 0 2px var(--ouro);
}
.lista-num{list-style:none;counter-reset:n;margin:0;padding:0;display:grid;gap:18px}
.lista-num li{counter-increment:n;position:relative;padding-left:44px;font-size:.96rem;line-height:1.6;color:var(--texto-suave)}
.lista-num li::before{
  content:counter(n);position:absolute;left:0;top:-2px;width:30px;height:30px;border-radius:50%;
  display:grid;place-items:center;background:var(--ouro-claro);color:#7a5a16;
  font-family:Fraunces,Georgia,serif;font-size:.98rem;font-weight:600;
}
.lista-num strong{display:block;color:var(--tinta);font-weight:600;margin-bottom:1px}

/* contemplacao */
.sec-alavancagem{background:linear-gradient(180deg,#fff 0%,#f6f1e8 100%);border-top:1px solid var(--linha);border-bottom:1px solid var(--linha)}
.fidelidade{
  background:linear-gradient(145deg,#15253d 0%,#0c1727 65%,#132339 100%);
  border-radius:20px;padding:clamp(26px,3.4vw,40px);margin-bottom:26px;
  box-shadow:0 24px 56px rgba(15,27,45,.26);position:relative;overflow:hidden;
  display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(22px,3.5vw,52px);align-items:center;
}
.fidelidade-lado{position:relative}
.fidelidade::after{
  content:"";position:absolute;right:-80px;top:-80px;width:250px;height:250px;border-radius:50%;
  background:radial-gradient(circle,rgba(217,164,59,.24) 0%,rgba(217,164,59,0) 70%);
}
.fidelidade-olho{position:relative;margin:0 0 .7em;font-size:.73rem;letter-spacing:.14em;text-transform:uppercase;color:#8d9db2;font-weight:600}
.fidelidade-tit{position:relative;font-family:Fraunces,Georgia,serif;font-size:clamp(1.45rem,2.6vw,1.95rem);font-weight:600;color:var(--ouro);margin:0 0 .4em}
.fidelidade-lead{position:relative;margin:0;font-size:clamp(1.05rem,1.8vw,1.22rem);line-height:1.5;color:#fff;max-width:34ch}
.fidelidade-pontos{position:relative;list-style:none;margin:0 0 1.3em;padding:0;display:grid;gap:13px;max-width:52ch}
.fidelidade-pontos li{position:relative;padding-left:28px;font-size:1rem;line-height:1.55;color:#c9d4e3}
.fidelidade-pontos li::before{
  content:"";position:absolute;left:0;top:9px;width:12px;height:12px;border-radius:50%;
  background:rgba(217,164,59,.2);box-shadow:inset 0 0 0 2px var(--ouro);
}
.fidelidade-pe{
  position:relative;margin:0;padding-top:16px;border-top:1px solid rgba(255,255,255,.12);
  font-family:Fraunces,Georgia,serif;font-size:1.05rem;line-height:1.5;color:var(--ouro-claro);max-width:52ch;
}

/* comparar */
.comparar{display:grid;gap:12px}
.comp-linha{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.1);border-radius:14px;padding:18px 20px}
.comp-crit{margin:0 0 14px;font-size:.76rem;letter-spacing:.12em;text-transform:uppercase;color:var(--ouro);font-weight:600}
.comp-lados{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.comp-lado{border-radius:10px;padding:14px 15px;background:rgba(255,255,255,.03)}
.comp-lado span{display:block;font-size:.75rem;letter-spacing:.08em;text-transform:uppercase;color:#8d9db2;font-weight:600;margin-bottom:6px}
.comp-lado p{margin:0;font-size:.95rem;line-height:1.55;color:#aebbcd;max-width:none}
.comp-lado-forte{background:rgba(217,164,59,.11);box-shadow:inset 0 0 0 1px rgba(217,164,59,.26)}
.comp-lado-forte span{color:var(--ouro)}
.comp-lado-forte p{color:#f1e4c7;font-weight:500}

/* passos */
.passos{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(2,1fr);gap:34px 40px}
.passos li{position:relative;padding-left:62px}
.passo-num{
  position:absolute;left:0;top:0;width:44px;height:44px;border-radius:50%;
  display:grid;place-items:center;background:var(--ouro-claro);color:#7a5a16;
  font-family:Fraunces,Georgia,serif;font-size:1.2rem;font-weight:600;
}
.passos p{margin:0;font-size:.97rem;line-height:1.6;color:var(--texto-suave);max-width:44ch}

/* na pratica */
.sec-pratica{background:var(--branco);border-top:1px solid var(--linha)}
.numeros{display:grid;grid-template-columns:1fr 1fr;gap:22px;margin-bottom:26px}
.numero{background:var(--papel);border:1px solid var(--linha);border-radius:var(--raio);padding:30px 28px}
.numero-val{font-family:Fraunces,Georgia,serif;font-size:clamp(2.4rem,5vw,3.4rem);font-weight:600;line-height:1;color:var(--ouro);margin:0 0 .3em;letter-spacing:-.02em}
.numero-txt{margin:0;font-size:.99rem;line-height:1.55;color:var(--texto-suave);max-width:34ch}
.disciplina{
  display:flex;align-items:flex-start;gap:20px;
  background:var(--tinta);border-radius:var(--raio);padding:clamp(24px,3vw,34px);
  box-shadow:0 20px 46px rgba(15,27,45,.2);
}
.escudo{flex:0 0 auto;color:var(--ouro);margin-top:2px}
.disciplina-tit{font-family:Fraunces,Georgia,serif;font-size:1.25rem;font-weight:600;color:var(--ouro);margin:0 0 .35em}
.disciplina p:last-child{margin:0;color:#c9d4e3;font-size:1rem;line-height:1.6;max-width:62ch}

/* protecao */
.protecao{background:var(--branco);border:1px solid var(--linha);border-radius:var(--raio);box-shadow:0 14px 34px rgba(15,27,45,.07);overflow:hidden}
.protecao-item{padding:26px 28px;border-bottom:1px solid var(--linha)}
.protecao-item:last-child{border-bottom:none}
.protecao-item h3{font-family:Fraunces,Georgia,serif;font-size:1.25rem;font-weight:600;margin-bottom:.35em}
.protecao-item p{margin:0;font-size:.98rem;line-height:1.62;color:var(--texto-suave);max-width:58ch}

/* sobre */
.sec-sobre{background:var(--papel);border-top:1px solid var(--linha)}
.sobre-in{display:grid;grid-template-columns:.75fr 1.25fr;gap:clamp(30px,5vw,64px);align-items:center}
.sobre-foto img{border-radius:var(--raio);aspect-ratio:1;object-fit:cover;box-shadow:0 22px 50px rgba(15,27,45,.14)}
.sobre-txt p{color:var(--texto-suave);max-width:60ch}
.sobre-fe{font-family:Fraunces,Georgia,serif;font-size:1.08rem;color:var(--tinta) !important;border-left:3px solid var(--ouro);padding-left:16px;margin:1.6em 0 1.8em}

/* faq e acordeao */
.faq{display:grid;gap:12px;max-width:820px}
.faq details{background:var(--branco);border:1px solid var(--linha);border-radius:12px;padding:0 22px;transition:box-shadow .2s ease}
.faq details[open]{box-shadow:0 12px 30px rgba(15,27,45,.08)}
.faq summary{
  cursor:pointer;list-style:none;padding:18px 34px 18px 0;position:relative;
  font-weight:600;color:var(--tinta);font-size:1rem;
}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{
  content:"";position:absolute;right:4px;top:50%;width:9px;height:9px;
  border-right:2px solid var(--ouro);border-bottom:2px solid var(--ouro);
  transform:translateY(-70%) rotate(45deg);transition:transform .2s ease;
}
.faq details[open] summary::after{transform:translateY(-30%) rotate(225deg)}
.faq details p{margin:0 0 20px;font-size:.98rem;line-height:1.68;color:var(--texto-suave);max-width:62ch}
.faq-modalidades{max-width:none;grid-template-columns:1fr 1fr;align-items:start}
.faq-modalidades summary{font-family:Fraunces,Georgia,serif;font-size:1.08rem}

/* cta */
.sec-cta{background:var(--tinta)}
.sec-cta h2{color:#fff;max-width:22ch;margin-left:auto;margin-right:auto}
.cta-acoes{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}

/* rodape */
.rodape{background:#0a1320;color:#8b9ab0;padding:44px 0 34px;font-size:.9rem}
.rodape-in{display:flex;flex-wrap:wrap;gap:20px;align-items:center;justify-content:space-between;padding-bottom:22px;border-bottom:1px solid rgba(255,255,255,.08)}
.rodape-marca{font-family:Fraunces,Georgia,serif;font-size:1.1rem;color:#fff;margin:0}
.rodape-sub{margin:2px 0 0;font-size:.82rem;max-width:46ch;line-height:1.5}
.rodape-nav{display:flex;flex-wrap:wrap;gap:18px}
.rodape-nav a{text-decoration:none;font-size:.88rem}
.rodape-nav a:hover{color:#fff}
.aviso{
  list-style:none;margin:22px 0 0;padding:0;display:grid;gap:7px;
  font-size:.76rem;line-height:1.55;color:#64748b;max-width:70ch;
}
.aviso li{position:relative;padding-left:13px}
.aviso li::before{content:"";position:absolute;left:0;top:9px;width:4px;height:4px;border-radius:50%;background:#3f4b5d}

/* comparativo dentro da aba (financiamento x consorcio planejado) */
.aba-solo{max-width:900px}
.vs{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin:0 0 1.9em}
.vs-item{background:var(--branco);border:1px solid var(--linha);border-radius:var(--raio);padding:24px;box-shadow:0 14px 34px rgba(15,27,45,.07)}
.vs-item span{display:block;font-size:.76rem;letter-spacing:.14em;text-transform:uppercase;color:var(--texto-suave);font-weight:600;margin-bottom:10px}
.vs-item p{margin:0;font-size:.96rem;line-height:1.62;color:var(--texto-suave);max-width:none}
.vs-forte{background:linear-gradient(145deg,#fffdf8,#f7efdf);border-color:rgba(217,164,59,.45)}
.vs-forte span{color:var(--ouro)}
.vs-forte p{color:var(--texto)}

/* dois cases empilhados na coluna da direita */
.aba-cases{display:grid;gap:18px;align-self:start;position:sticky;top:98px}
.aba-cases .aba-destaque{position:static;top:auto}

/* juntar sozinho */
.juntar-txt{max-width:62ch;margin-bottom:2em}
.olho-resultados{margin:2.6em 0 1.2em}

@media (max-width:980px){
  .aba-cases{position:static}
}
@media (max-width:680px){
  .vs{grid-template-columns:1fr}
  .vs-item{padding:22px 20px}
}

@media (max-width:980px){
  .nav{display:none}
  .hero-in,.aba-grade,.sobre-in,.fidelidade,.faq-modalidades{grid-template-columns:1fr}
  .hero-img{order:-1;max-width:460px}
  .passos{grid-template-columns:1fr}
  .sobre-foto{max-width:340px}
}
@media (max-width:680px){
  body{font-size:16px}
  .selos{grid-template-columns:1fr;gap:12px}
  .hero-img{max-width:none}
  .carta{padding:24px 22px 22px}
  .carta-linhas div{flex-direction:column;gap:2px;align-items:flex-start}
  .carta-linhas strong{text-align:left}
  .btn-grande,.hero-acoes .btn{width:100%}
  .abas-botoes{gap:8px}
  .aba-btn{font-size:.82rem;padding:.8em .5em;line-height:1.25}
  .aba-box{padding:22px 20px}
  .aba-destaque{position:static;padding:22px 20px 18px}
  .comp-linha{padding:16px}
  .comp-lados{gap:10px}
  .comp-lado{padding:12px 11px}
  .comp-lado p{font-size:.89rem}
  .numeros{grid-template-columns:1fr;gap:14px}
  .destaque-nums strong{font-size:1.35rem}
  .aba-destaque{padding:22px 20px 18px}
  .numero{padding:24px 22px}
  .disciplina{flex-direction:column;gap:14px}
  .protecao-item{padding:22px}
  .cta-acoes .btn{width:100%}
}
@media (prefers-reduced-motion:reduce){*{transition:none !important;scroll-behavior:auto}}